Understand, identify and assess disaster risks is the first step towards decision making and risk management at all levels through public and private sectors.


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Management and adaptation

Fast changes in the finantial sector allow the appearance of new alternatives to face losses due to dangerous natural phenomena.




CAPRA, TargetPro, and R-PLUS are open source technical-scientific platforms that allow natural and financial risk assessments in Colombia and many other locations worldwide.



In INGENIAR we design products and alternatives for risk management and efficiently facing losses caused by the occurrence of natural phenomena.

New knowledge and advanced science and engineering techniques, allow a more precise loss modelling and a better scientific understanding of risk, allowing the development of instruments and tools for risk reduction and mitigation.

Extreme disasters are characterized by the occurrence of low frequency-high severity phenomena, besides their unpredictability nature. These events cause major impacts that can generate solvency problems for national governments.

The increase in damage and losses to assets in recent decades is due to several factors, including unregulated and vulnerable growth. This combined with environmental degradation processes and socioeconomic problems related to growth and increased population density in prone areas.

To achieve a sustainable development, which benefits a wide spectrum of the society, and a transformative development, it is imperative to count with an integrate disaster risk management that allows for a safe development. Development and land use plans must incorporate risk as a determining factor and risk management in an integral way, in order to correct those aspects that, in the past, have created risk, or that must be avoided so that new risk conditions are not generated.

In INGENIAR, we design and advise on the development of instruments for financial protection based on risk studies, as a public policy complementary to the actions of the State in relation to the traditional approach to risk management.

These mechanisms make it possible to manage risk in its different phases and to reduce the tax burden on the government once a disaster has occurred.

What do we offer?

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When undertaking a probabilistic risk assessment, the main components of risk, such as the exposed elements, physical vulnerability and hazards, should be represented in such a way that they can be estimated systematically throughout strict procedures, both in analytical and conceptual terms.

Probabilistic risk assessment is a methodology that allows to measure the uncertainties associated to the intensity of the different natural hazards, as well as characterize the physical vulnerability of the exposed assets.

In the last decades, losses and damages to public and private assets have increased mainly due to the economic growth represented in a higher quantity of exposed elements in risk prone areas.

The global trend of an accelerated population growth and increasing urban population density that results in a rapid and disorderly expansion of urban centers. Besides, socioeconomic factors such as poverty, inequality, unemployment, violence and forced migration, among others, have forced people to live in high risk prone areas which results in increasing levels of vulnerability and risk.

The results obtained of the risk assessment provide valuable information for the development of land use plans and mitigation and risk reduction activities, the generation of risk scenarios for emergency response plans, warning and alert systems and financial protection.

In economic terms, future disasters represent an uncertain public debt, that becomes a fiscal responsibility of the State when an event occurs. Hence, in order to properly asses the fiscal solvency of a country, potential losses due to the materialization of future events should be considered so governments can measure risk in the framework of its fiscal sustainability.

In social terms, disasters represent negative impacts in the society that in case of not being accounted and estimated, economic and financial restrictions due to their occurrence can have repercussions in communities’ development processes. Therefore, it is necessary to considerate the social aspects that can aggravate the impact or increase disaster risk.

Which ones exist?

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Capra Robot

CAPRA (Comprehensive Approach to Probabilistic Risk Assessment) Robot is a methodology and a platform of technical-scientific information, integrated by a serious of tools for risk assessment and communication at different territorial levels.

This program allows for the evaluation of losses in exposed elements using probabilistic metrics such as the exceedance probability curve, the average annual loss and the maximum probable loss, useful metrics for multi-hazard risk analysis. The platform is conceptually orientated to facilitate the decision-making process; by using CAPRA Robot it is possible to design instruments of risk transfer, as well as probabilistic cost-benefit relation.

CAPRA Robot is useful for urban planning, to obtain loss scenarios for emergency plans, alert systems, for mechanism of loss assessment in real time and for holistic disaster risk assessment by using indicators, which facilitates risk management by the different involved actors in decision-making processes for risk reduction. This program has been used in several countries such as Colombia, México, Perú, Bolivia, Ecuador, Guyana, Jamaica, Central American countries, Spain and Nepal.

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R-Plus is a platform for financial risk assessment.

This system calculates the pure premium for individual risks, the premium for reinsurance contracts non-proportional and the total risk of catastrophe in a given region with exposure data of different quality and special resolution according the type of analysis.

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TargetPro is a management and Project control software, created to provide support to the project implementation inside engineering companies.

This tool, manages all the relevant aspects within the implementation of a project, enabling to have a strict control on the activities and the resources used, the progress of the activities and projects, as well as the general productivity of the company.

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